Local
Learn about the people, housing, costs and businesses in Los Cerrillos, New Mexico
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Los Cerrillos.
True all-in cost — P&I, taxes, insurance & utilities for homes in Los Cerrillos.
Find and compare lenders active near Los Cerrillos.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Los Cerrillos.
Seismic risk and earthquake insurance estimates for Los Cerrillos.
Wildfire exposure and insurance estimates for Los Cerrillos.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Los Cerrillos is approximately 6.863% (6.898% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Los CerrillosThe median home value in Los Cerrillos is $471k. The median monthly rent is $1,250. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Los Cerrillos have increased 18.3% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,062/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $46k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Los Cerrillos is $53k/year.
Calculate your buying powerThe largest employment sectors in Los Cerrillos are public administration (17%) and healthcare (8%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.