Local
Learn about the people, housing, costs and businesses in Los Molinos, California
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Los Molinos.
True all-in cost — P&I, taxes, insurance & utilities for homes in Los Molinos.
Find and compare lenders active near Los Molinos.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Los Molinos.
Seismic risk and earthquake insurance estimates for Los Molinos.
Wildfire exposure and insurance estimates for Los Molinos.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Los Molinos is approximately 6.790% (6.822% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Los MolinosThe median home value in Los Molinos is $245k. The median monthly rent is $1,045. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Los Molinos have decreased 4.4% over the past two years. Buyers may find more negotiating room in this market. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,105/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $47k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Los Molinos is $48k/year.
Calculate your buying powerThe largest employment sectors in Los Molinos are public administration (29%) and healthcare (21%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.