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Los Ranchos de Albuquerque Mortgage Calculator

Estimate your true cost of homeownership in Los Ranchos de Albuquerque with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,996
P&I Payment$2,463
Taxes & Ins$390
Utilities$143
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Mortgage Details

$469,164
Local Median: $469,164
$93,833 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,996

Monthly Breakdown

Principal & Interest
$2,463
Property Taxes
$288
Homeowners Ins.
$102
Utilities
$143

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$511,313

Local Housing Facts for Los Ranchos de Albuquerque

  • ·Median home value: $469,164 (adjusted for current market conditions)
  • ·Est. property taxes: $3,453/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,222/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,720/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Los Ranchos de Albuquerque?

Based on the local median home value, estimated real estate property taxes in Los Ranchos de Albuquerque are around $3,453 per year.

What is the average home price in Los Ranchos de Albuquerque?

The median home value in Los Ranchos de Albuquerque is currently estimated at $469,164.

How much does homeowners insurance cost in Los Ranchos de Albuquerque?

For a median priced home, homeowners insurance in Los Ranchos de Albuquerque averages around $1,222 annually.

What is the true total cost of owning a home in Los Ranchos de Albuquerque?

True homeownership costs go beyond principal and interest. In Los Ranchos de Albuquerque, a typical homeowner with a median-priced home of $469,164 can expect to pay roughly $3,453/yr in property taxes, $1,222/yr for homeowners insurance, and $1,720/yr in energy utilities. That adds approximately $533 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.