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Louisiana Mortgage Calculator

Estimate your true cost of homeownership in Louisiana with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,744
P&I Payment$1,276
Taxes & Ins$268
Utilities$200

Mortgage Details

$241,677
Local Median: $241,677
$48,335 (20%)
%

Local Area Costs

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Monthly$1,744

Monthly Breakdown

Principal & Interest
$1,276
Property Taxes
$113
Homeowners Ins.
$156
Est. Utilities
$200

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$266,088

Local Housing Facts for Louisiana

  • ·Median home value: $241,677 (adjusted for current market conditions)
  • ·Est. property taxes: $1,352/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,866/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,400/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Louisiana?

Based on the local median home value, estimated real estate property taxes in Louisiana are around $1,352 per year.

What is the average home price in Louisiana?

The median home value in Louisiana is currently estimated at $241,677.

How much does homeowners insurance cost in Louisiana?

For a median priced home, homeowners insurance in Louisiana averages around $1,866 annually.

What is the true total cost of owning a home in Louisiana?

True homeownership costs go beyond principal and interest. In Louisiana, a typical homeowner with a median-priced home of $241,677 can expect to pay roughly $1,352/yr in property taxes, $1,866/yr for homeowners insurance, and $2,400/yr in energy utilities. That adds approximately $468 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.