Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Louisville/Jefferson County metro government (balance)

Learn about the people, housing, costs and businesses in Louisville/Jefferson County metro government (balance), Kentucky

Median Home$257,667
Median Rent$1,285/month
Population392,935
Leading IndustriesFinance & Insurance · Information & Media · Transportation11% finance & insurance
Home Value Growth⬆⬆+15.5% over 2 years
Family-Friendly24% of residentsslightly above average
Homeowners70% of occupied units
NotableAmenity Score70/100 · highly walkable area
Louisville/Jefferson County metro government (balance)
KY

Explore Louisville/Jefferson County metro government (balance)

Real local data across mortgage, insurance, natural hazard, and place.

Frequently Asked Questions

What are today's mortgage rates in Louisville/Jefferson County metro government (balance)?

As of today, the 30-year fixed mortgage rate for Louisville/Jefferson County metro government (balance) is approximately 6.980% (7.015% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.

View current rates for Louisville/Jefferson County metro government (balance)
What is the median home price in Louisville/Jefferson County metro government (balance)?

The median home value in Louisville/Jefferson County metro government (balance) is $258k. The median monthly rent is $1,285. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.

Are home values rising in Louisville/Jefferson County metro government (balance)?

Home values in Louisville/Jefferson County metro government (balance) have increased 15.5% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.

How much income do you need to buy a home in Louisville/Jefferson County metro government (balance)?

Based on a typical all-in ownership cost of $1,272/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $55k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Louisville/Jefferson County metro government (balance) is $79k/year.

Calculate your buying power
What industries drive the economy in Louisville/Jefferson County metro government (balance)?

The largest employment sectors in Louisville/Jefferson County metro government (balance) are public administration (22%) and retail (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.