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Learn about the people, housing, costs and businesses in Lubbock
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Lubbock.
True all-in cost — P&I, taxes, insurance & utilities for homes in Lubbock.
Find and compare lenders active near Lubbock.
FEMA flood zones and flood insurance estimates for Lubbock.
Seismic risk and earthquake insurance estimates for Lubbock.
Wildfire exposure and insurance estimates for Lubbock.
Mortgage rates for Lubbock are updated daily on Safe Rate using live investor pricing. Rates depend on your credit score, loan type (Conventional, FHA, VA, Jumbo), and down payment. A 30-year fixed rate is the most common product for home purchases.
View current rates for LubbockThe median home value in Lubbock is $207k. The median monthly rent is $1,178. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Lubbock have increased 6.4% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,207/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $52k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Lubbock is $72k/year.
Calculate your buying powerThe largest employment sectors in Lubbock are public administration (30%) and healthcare (8%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.