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Lucedale Mortgage Calculator

Estimate your true cost of homeownership in Lucedale with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,580
P&I Payment$1,023
Taxes & Ins$379
Utilities$178
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Mortgage Details

$190,804
Local Median: $190,804
$38,161 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,580

Monthly Breakdown

Principal & Interest
$1,023
Property Taxes
$76
Homeowners Ins.
$304
Utilities
$178

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$215,501

Local Housing Facts for Lucedale

  • ·Median home value: $190,804 (adjusted for current market conditions)
  • ·Est. property taxes: $907/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $3,646/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,133/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Lucedale?

Based on the local median home value, estimated real estate property taxes in Lucedale are around $907 per year.

What is the average home price in Lucedale?

The median home value in Lucedale is currently estimated at $190,804.

How much does homeowners insurance cost in Lucedale?

For a median priced home, homeowners insurance in Lucedale averages around $3,646 annually.

What is the true total cost of owning a home in Lucedale?

True homeownership costs go beyond principal and interest. In Lucedale, a typical homeowner with a median-priced home of $190,804 can expect to pay roughly $907/yr in property taxes, $3,646/yr for homeowners insurance, and $2,133/yr in energy utilities. That adds approximately $557 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.