Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Lund Mortgage Calculator

Estimate your true cost of homeownership in Lund with localized property taxes, insurance, and utility data.

← Back to Lund Hub
Est. Total Monthly Cost
$1,654
P&I Payment$1,310
Taxes & Ins$174
Utilities$170
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Lund scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$248,278
Local Median: $248,278
$49,656 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,654

Monthly Breakdown

Principal & Interest
$1,310
Property Taxes
$108
Homeowners Ins.
$67
Utilities
$170

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$272,973

Local Housing Facts for Lund

  • ·Median home value: $248,278 (adjusted for current market conditions)
  • ·Est. property taxes: $1,293/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $798/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,041/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Lund?

Based on the local median home value, estimated real estate property taxes in Lund are around $1,293 per year.

What is the average home price in Lund?

The median home value in Lund is currently estimated at $248,278.

How much does homeowners insurance cost in Lund?

For a median priced home, homeowners insurance in Lund averages around $798 annually.

What is the true total cost of owning a home in Lund?

True homeownership costs go beyond principal and interest. In Lund, a typical homeowner with a median-priced home of $248,278 can expect to pay roughly $1,293/yr in property taxes, $798/yr for homeowners insurance, and $2,041/yr in energy utilities. That adds approximately $344 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.