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Lyerly Mortgage Calculator

Estimate your true cost of homeownership in Lyerly with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,264
P&I Payment$919
Taxes & Ins$139
Utilities$207
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Mortgage Details

$173,080
Local Median: $173,080
$34,616 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,264

Monthly Breakdown

Principal & Interest
$919
Property Taxes
$83
Homeowners Ins.
$56
Utilities
$207

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$192,233

Local Housing Facts for Lyerly

  • ·Median home value: $173,080 (adjusted for current market conditions)
  • ·Est. property taxes: $994/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $670/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,482/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Lyerly?

Based on the local median home value, estimated real estate property taxes in Lyerly are around $994 per year.

What is the average home price in Lyerly?

The median home value in Lyerly is currently estimated at $173,080.

How much does homeowners insurance cost in Lyerly?

For a median priced home, homeowners insurance in Lyerly averages around $670 annually.

What is the true total cost of owning a home in Lyerly?

True homeownership costs go beyond principal and interest. In Lyerly, a typical homeowner with a median-priced home of $173,080 can expect to pay roughly $994/yr in property taxes, $670/yr for homeowners insurance, and $2,482/yr in energy utilities. That adds approximately $346 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.