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Lyon County Mortgage Calculator

Estimate your true cost of homeownership in Lyon County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,688
P&I Payment$1,203
Taxes & Ins$268
Utilities$217
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Mortgage Details

$226,454
Local Median: $226,454
$45,291 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,688

Monthly Breakdown

Principal & Interest
$1,203
Property Taxes
$180
Homeowners Ins.
$88
Utilities
$217

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$252,038

Local Housing Facts for Lyon County

  • ·Median home value: $226,454 (adjusted for current market conditions)
  • ·Est. property taxes: $2,164/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,055/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,598/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Lyon County?

Based on the local median home value, estimated real estate property taxes in Lyon County are around $2,164 per year.

What is the average home price in Lyon County?

The median home value in Lyon County is currently estimated at $226,454.

How much does homeowners insurance cost in Lyon County?

For a median priced home, homeowners insurance in Lyon County averages around $1,055 annually.

What is the true total cost of owning a home in Lyon County?

True homeownership costs go beyond principal and interest. In Lyon County, a typical homeowner with a median-priced home of $226,454 can expect to pay roughly $2,164/yr in property taxes, $1,055/yr for homeowners insurance, and $2,598/yr in energy utilities. That adds approximately $485 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.