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Lyons Mortgage Calculator

Estimate your true cost of homeownership in Lyons with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,307
P&I Payment$1,612
Taxes & Ins$471
Utilities$224
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Mortgage Details

$304,596
Local Median: $304,596
$60,919 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,307

Monthly Breakdown

Principal & Interest
$1,612
Property Taxes
$373
Homeowners Ins.
$99
Utilities
$224

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$336,538

Local Housing Facts for Lyons

  • ·Median home value: $304,596 (adjusted for current market conditions)
  • ·Est. property taxes: $4,470/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,185/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,688/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Lyons?

Based on the local median home value, estimated real estate property taxes in Lyons are around $4,470 per year.

What is the average home price in Lyons?

The median home value in Lyons is currently estimated at $304,596.

How much does homeowners insurance cost in Lyons?

For a median priced home, homeowners insurance in Lyons averages around $1,185 annually.

What is the true total cost of owning a home in Lyons?

True homeownership costs go beyond principal and interest. In Lyons, a typical homeowner with a median-priced home of $304,596 can expect to pay roughly $4,470/yr in property taxes, $1,185/yr for homeowners insurance, and $2,688/yr in energy utilities. That adds approximately $695 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.