Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Lyons Mortgage Calculator

Estimate your true cost of homeownership in Lyons with localized property taxes, insurance, and utility data.

← Back to Lyons Hub
Est. Total Monthly Cost
$5,313
P&I Payment$4,219
Taxes & Ins$905
Utilities$189
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Lyons scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$804,107
Local Median: $804,107
$160,821 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$5,313

Monthly Breakdown

Principal & Interest
$4,219
Property Taxes
$787
Homeowners Ins.
$118
Utilities
$189

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$875,419

Local Housing Facts for Lyons

  • ·Median home value: $804,107 (adjusted for current market conditions)
  • ·Est. property taxes: $9,441/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,420/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,269/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Lyons?

Based on the local median home value, estimated real estate property taxes in Lyons are around $9,441 per year.

What is the average home price in Lyons?

The median home value in Lyons is currently estimated at $804,107.

How much does homeowners insurance cost in Lyons?

For a median priced home, homeowners insurance in Lyons averages around $1,420 annually.

What is the true total cost of owning a home in Lyons?

True homeownership costs go beyond principal and interest. In Lyons, a typical homeowner with a median-priced home of $804,107 can expect to pay roughly $9,441/yr in property taxes, $1,420/yr for homeowners insurance, and $2,269/yr in energy utilities. That adds approximately $1,094 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.