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Machias Mortgage Calculator

Estimate your true cost of homeownership in Machias with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,442
P&I Payment$1,052
Taxes & Ins$236
Utilities$154
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Mortgage Details

$196,269
Local Median: $196,269
$39,254 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,442

Monthly Breakdown

Principal & Interest
$1,052
Property Taxes
$163
Homeowners Ins.
$73
Utilities
$154

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$221,559

Local Housing Facts for Machias

  • ·Median home value: $196,269 (adjusted for current market conditions)
  • ·Est. property taxes: $1,954/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $880/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,849/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Machias?

Based on the local median home value, estimated real estate property taxes in Machias are around $1,954 per year.

What is the average home price in Machias?

The median home value in Machias is currently estimated at $196,269.

How much does homeowners insurance cost in Machias?

For a median priced home, homeowners insurance in Machias averages around $880 annually.

What is the true total cost of owning a home in Machias?

True homeownership costs go beyond principal and interest. In Machias, a typical homeowner with a median-priced home of $196,269 can expect to pay roughly $1,954/yr in property taxes, $880/yr for homeowners insurance, and $1,849/yr in energy utilities. That adds approximately $390 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.