Local
Learn about the people, housing, costs and businesses in Mackay Joint School District 182, Idaho
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Mackay Joint School District 182.
True all-in cost — P&I, taxes, insurance & utilities for homes in Mackay Joint School District 182.
Find and compare lenders active near Mackay Joint School District 182.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Mackay Joint School District 182.
Seismic risk and earthquake insurance estimates for Mackay Joint School District 182.
Wildfire exposure and insurance estimates for Mackay Joint School District 182.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Mackay Joint School District 182 is approximately 6.941% (6.979% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Mackay Joint School District 182The median home value in Mackay Joint School District 182 is $363k. The median monthly rent is $682. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Mackay Joint School District 182 have increased 17.3% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $840/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $36k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Mackay Joint School District 182 is $66k/year.
Calculate your buying powerThe largest employment sectors in Mackay Joint School District 182 are public administration (19%) and agriculture and mining (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.