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Madison Parish Mortgage Calculator

Estimate your true cost of homeownership in Madison Parish with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$837
P&I Payment$557
Taxes & Ins$76
Utilities$204
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Mortgage Details

$104,475
Local Median: $104,475
$20,895 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$837

Monthly Breakdown

Principal & Interest
$557
Property Taxes
$23
Homeowners Ins.
$53
Utilities
$204

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$117,107

Local Housing Facts for Madison Parish

  • ·Median home value: $104,475 (adjusted for current market conditions)
  • ·Est. property taxes: $277/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $635/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,446/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Madison Parish?

Based on the local median home value, estimated real estate property taxes in Madison Parish are around $277 per year.

What is the average home price in Madison Parish?

The median home value in Madison Parish is currently estimated at $104,475.

How much does homeowners insurance cost in Madison Parish?

For a median priced home, homeowners insurance in Madison Parish averages around $635 annually.

What is the true total cost of owning a home in Madison Parish?

True homeownership costs go beyond principal and interest. In Madison Parish, a typical homeowner with a median-priced home of $104,475 can expect to pay roughly $277/yr in property taxes, $635/yr for homeowners insurance, and $2,446/yr in energy utilities. That adds approximately $280 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.