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Learn about the people, housing, costs and businesses in Madisonville, Kentucky
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Madisonville.
True all-in cost — P&I, taxes, insurance & utilities for homes in Madisonville.
Find and compare lenders active near Madisonville.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Madisonville.
Seismic risk and earthquake insurance estimates for Madisonville.
Wildfire exposure and insurance estimates for Madisonville.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Madisonville is approximately 6.974% (7.016% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for MadisonvilleThe median home value in Madisonville is $146k. The median monthly rent is $832. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Madisonville have increased 20.4% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $790/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $34k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Madisonville is $57k/year.
Calculate your buying powerThe largest employment sectors in Madisonville are public administration (31%) and retail (16%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.