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Malcom Mortgage Calculator

Estimate your true cost of homeownership in Malcom with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,638
P&I Payment$1,091
Taxes & Ins$235
Utilities$313
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Mortgage Details

$192,599
Local Median: $192,599
$38,520 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,638

Monthly Breakdown

Principal & Interest
$1,091
Property Taxes
$159
Homeowners Ins.
$76
Utilities
$313

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$238,523

Local Housing Facts for Malcom

  • ·Median home value: $192,599 (adjusted for current market conditions)
  • ·Est. property taxes: $1,906/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $916/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,752/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Malcom?

Based on the local median home value, estimated real estate property taxes in Malcom are around $1,906 per year.

What is the average home price in Malcom?

The median home value in Malcom is currently estimated at $192,599.

How much does homeowners insurance cost in Malcom?

For a median priced home, homeowners insurance in Malcom averages around $916 annually.

What is the true total cost of owning a home in Malcom?

True homeownership costs go beyond principal and interest. In Malcom, a typical homeowner with a median-priced home of $192,599 can expect to pay roughly $1,906/yr in property taxes, $916/yr for homeowners insurance, and $3,752/yr in energy utilities. That adds approximately $548 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.