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Malibu Mortgage Calculator

Estimate your true cost of homeownership in Malibu with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$12,978
P&I Payment$11,648
Taxes & Ins$930
Utilities$400
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Mortgage Details

$2,212,585
Local Median: $2,212,585
$442,517 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$12,978

Monthly Breakdown

Principal & Interest
$11,648
Property Taxes
$833
Homeowners Ins.
$97
Utilities
$400

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$2,423,284

Local Housing Facts for Malibu

  • ·Median home value: $2,212,585 (adjusted for current market conditions)
  • ·Est. property taxes: $10,001/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,162/yr — based on local per-$1K premium rates
  • ·Energy utilities: $4,796/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Malibu?

Based on the local median home value, estimated real estate property taxes in Malibu are around $10,001 per year.

What is the average home price in Malibu?

The median home value in Malibu is currently estimated at $2,212,585.

How much does homeowners insurance cost in Malibu?

For a median priced home, homeowners insurance in Malibu averages around $1,162 annually.

What is the true total cost of owning a home in Malibu?

True homeownership costs go beyond principal and interest. In Malibu, a typical homeowner with a median-priced home of $2,212,585 can expect to pay roughly $10,001/yr in property taxes, $1,162/yr for homeowners insurance, and $4,796/yr in energy utilities. That adds approximately $1,330 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.