Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Manhattan Beach Mortgage Calculator

Estimate your true cost of homeownership in Manhattan Beach with localized property taxes, insurance, and utility data.

← Back to Manhattan Beach Hub
Est. Total Monthly Cost
$8,908
P&I Payment$7,860
Taxes & Ins$828
Utilities$221
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Manhattan Beach scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$1,498,310
Local Median: $1,498,310
$299,662 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$8,908

Monthly Breakdown

Principal & Interest
$7,860
Property Taxes
$631
Homeowners Ins.
$197
Utilities
$221

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$1,630,899

Local Housing Facts for Manhattan Beach

  • ·Median home value: $1,498,310 (adjusted for current market conditions)
  • ·Est. property taxes: $7,567/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,369/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,647/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Manhattan Beach?

Based on the local median home value, estimated real estate property taxes in Manhattan Beach are around $7,567 per year.

What is the average home price in Manhattan Beach?

The median home value in Manhattan Beach is currently estimated at $1,498,310.

How much does homeowners insurance cost in Manhattan Beach?

For a median priced home, homeowners insurance in Manhattan Beach averages around $2,369 annually.

What is the true total cost of owning a home in Manhattan Beach?

True homeownership costs go beyond principal and interest. In Manhattan Beach, a typical homeowner with a median-priced home of $1,498,310 can expect to pay roughly $7,567/yr in property taxes, $2,369/yr for homeowners insurance, and $2,647/yr in energy utilities. That adds approximately $1,049 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.