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Maple Grove Mortgage Calculator

Estimate your true cost of homeownership in Maple Grove with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$3,143
P&I Payment$2,402
Taxes & Ins$550
Utilities$191
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Mortgage Details

$456,296
Local Median: $456,296
$91,259 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$3,143

Monthly Breakdown

Principal & Interest
$2,402
Property Taxes
$390
Homeowners Ins.
$160
Utilities
$191

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$499,836

Local Housing Facts for Maple Grove

  • ·Median home value: $456,296 (adjusted for current market conditions)
  • ·Est. property taxes: $4,680/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,914/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,287/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Maple Grove?

Based on the local median home value, estimated real estate property taxes in Maple Grove are around $4,680 per year.

What is the average home price in Maple Grove?

The median home value in Maple Grove is currently estimated at $456,296.

How much does homeowners insurance cost in Maple Grove?

For a median priced home, homeowners insurance in Maple Grove averages around $1,914 annually.

What is the true total cost of owning a home in Maple Grove?

True homeownership costs go beyond principal and interest. In Maple Grove, a typical homeowner with a median-priced home of $456,296 can expect to pay roughly $4,680/yr in property taxes, $1,914/yr for homeowners insurance, and $2,287/yr in energy utilities. That adds approximately $740 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.