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Maricopa Mortgage Calculator

Estimate your true cost of homeownership in Maricopa with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,301
P&I Payment$929
Taxes & Ins$187
Utilities$185
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Mortgage Details

$173,096
Local Median: $173,096
$34,619 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,301

Monthly Breakdown

Principal & Interest
$929
Property Taxes
$108
Homeowners Ins.
$79
Utilities
$185

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$195,904

Local Housing Facts for Maricopa

  • ·Median home value: $173,096 (adjusted for current market conditions)
  • ·Est. property taxes: $1,294/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $951/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,216/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Maricopa?

Based on the local median home value, estimated real estate property taxes in Maricopa are around $1,294 per year.

What is the average home price in Maricopa?

The median home value in Maricopa is currently estimated at $173,096.

How much does homeowners insurance cost in Maricopa?

For a median priced home, homeowners insurance in Maricopa averages around $951 annually.

What is the true total cost of owning a home in Maricopa?

True homeownership costs go beyond principal and interest. In Maricopa, a typical homeowner with a median-priced home of $173,096 can expect to pay roughly $1,294/yr in property taxes, $951/yr for homeowners insurance, and $2,216/yr in energy utilities. That adds approximately $372 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.