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Marshalltown Mortgage Calculator

Estimate your true cost of homeownership in Marshalltown with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,384
P&I Payment$877
Taxes & Ins$248
Utilities$259
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Mortgage Details

$162,889
Local Median: $162,889
$32,578 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,384

Monthly Breakdown

Principal & Interest
$877
Property Taxes
$189
Homeowners Ins.
$58
Utilities
$259

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$185,522

Local Housing Facts for Marshalltown

  • ·Median home value: $162,889 (adjusted for current market conditions)
  • ·Est. property taxes: $2,270/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $700/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,110/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Marshalltown?

Based on the local median home value, estimated real estate property taxes in Marshalltown are around $2,270 per year.

What is the average home price in Marshalltown?

The median home value in Marshalltown is currently estimated at $162,889.

How much does homeowners insurance cost in Marshalltown?

For a median priced home, homeowners insurance in Marshalltown averages around $700 annually.

What is the true total cost of owning a home in Marshalltown?

True homeownership costs go beyond principal and interest. In Marshalltown, a typical homeowner with a median-priced home of $162,889 can expect to pay roughly $2,270/yr in property taxes, $700/yr for homeowners insurance, and $3,110/yr in energy utilities. That adds approximately $507 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.