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Learn about the people, housing, costs and businesses in Matagorda, Texas
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Matagorda.
True all-in cost — P&I, taxes, insurance & utilities for homes in Matagorda.
Find and compare lenders active near Matagorda.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Matagorda.
Seismic risk and earthquake insurance estimates for Matagorda.
Wildfire exposure and insurance estimates for Matagorda.
As of today, the 30-year fixed mortgage rate for Matagorda is approximately 6.840% (6.874% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for MatagordaThe median home value in Matagorda is $247k. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Matagorda have increased 13.6% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,653/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $71k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Matagorda is $44k/year.
Calculate your buying powerThe largest employment sectors in Matagorda are agriculture and mining (13%) and wholesale trade (13%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.