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Matagorda County Mortgage Calculator

Estimate your true cost of homeownership in Matagorda County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,709
P&I Payment$1,044
Taxes & Ins$559
Utilities$106
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Mortgage Details

$196,842
Local Median: $196,842
$39,368 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,709

Monthly Breakdown

Principal & Interest
$1,044
Property Taxes
$198
Homeowners Ins.
$361
Utilities
$106

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$218,510

Local Housing Facts for Matagorda County

  • ·Median home value: $196,842 (adjusted for current market conditions)
  • ·Est. property taxes: $2,375/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $4,330/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,276/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Matagorda County?

Based on the local median home value, estimated real estate property taxes in Matagorda County are around $2,375 per year.

What is the average home price in Matagorda County?

The median home value in Matagorda County is currently estimated at $196,842.

How much does homeowners insurance cost in Matagorda County?

For a median priced home, homeowners insurance in Matagorda County averages around $4,330 annually.

What is the true total cost of owning a home in Matagorda County?

True homeownership costs go beyond principal and interest. In Matagorda County, a typical homeowner with a median-priced home of $196,842 can expect to pay roughly $2,375/yr in property taxes, $4,330/yr for homeowners insurance, and $1,276/yr in energy utilities. That adds approximately $665 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.