Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Matamoras Mortgage Calculator

Estimate your true cost of homeownership in Matamoras with localized property taxes, insurance, and utility data.

← Back to Matamoras Hub
Est. Total Monthly Cost
$1,368
P&I Payment$997
Taxes & Ins$151
Utilities$220
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Matamoras scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$186,171
Local Median: $186,171
$37,234 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,368

Monthly Breakdown

Principal & Interest
$997
Property Taxes
$102
Homeowners Ins.
$49
Utilities
$220

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$209,907

Local Housing Facts for Matamoras

  • ·Median home value: $186,171 (adjusted for current market conditions)
  • ·Est. property taxes: $1,223/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $589/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,645/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Matamoras?

Based on the local median home value, estimated real estate property taxes in Matamoras are around $1,223 per year.

What is the average home price in Matamoras?

The median home value in Matamoras is currently estimated at $186,171.

How much does homeowners insurance cost in Matamoras?

For a median priced home, homeowners insurance in Matamoras averages around $589 annually.

What is the true total cost of owning a home in Matamoras?

True homeownership costs go beyond principal and interest. In Matamoras, a typical homeowner with a median-priced home of $186,171 can expect to pay roughly $1,223/yr in property taxes, $589/yr for homeowners insurance, and $2,645/yr in energy utilities. That adds approximately $371 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.