Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Mathews Mortgage Calculator

Estimate your true cost of homeownership in Mathews with localized property taxes, insurance, and utility data.

← Back to Mathews Hub
Est. Total Monthly Cost
$2,689
P&I Payment$2,242
Taxes & Ins$241
Utilities$206
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Mathews scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$425,055
Local Median: $425,055
$85,011 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,689

Monthly Breakdown

Principal & Interest
$2,242
Property Taxes
$118
Homeowners Ins.
$123
Utilities
$206

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$467,088

Local Housing Facts for Mathews

  • ·Median home value: $425,055 (adjusted for current market conditions)
  • ·Est. property taxes: $1,413/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,478/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,471/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Mathews?

Based on the local median home value, estimated real estate property taxes in Mathews are around $1,413 per year.

What is the average home price in Mathews?

The median home value in Mathews is currently estimated at $425,055.

How much does homeowners insurance cost in Mathews?

For a median priced home, homeowners insurance in Mathews averages around $1,478 annually.

What is the true total cost of owning a home in Mathews?

True homeownership costs go beyond principal and interest. In Mathews, a typical homeowner with a median-priced home of $425,055 can expect to pay roughly $1,413/yr in property taxes, $1,478/yr for homeowners insurance, and $2,471/yr in energy utilities. That adds approximately $447 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.