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Mathews County Mortgage Calculator

Estimate your true cost of homeownership in Mathews County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,603
P&I Payment$2,131
Taxes & Ins$259
Utilities$214
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Mortgage Details

$406,175
Local Median: $406,175
$81,235 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,603

Monthly Breakdown

Principal & Interest
$2,131
Property Taxes
$129
Homeowners Ins.
$130
Utilities
$214

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$442,040

Local Housing Facts for Mathews County

  • ·Median home value: $406,175 (adjusted for current market conditions)
  • ·Est. property taxes: $1,549/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,555/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,570/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Mathews County?

Based on the local median home value, estimated real estate property taxes in Mathews County are around $1,549 per year.

What is the average home price in Mathews County?

The median home value in Mathews County is currently estimated at $406,175.

How much does homeowners insurance cost in Mathews County?

For a median priced home, homeowners insurance in Mathews County averages around $1,555 annually.

What is the true total cost of owning a home in Mathews County?

True homeownership costs go beyond principal and interest. In Mathews County, a typical homeowner with a median-priced home of $406,175 can expect to pay roughly $1,549/yr in property taxes, $1,555/yr for homeowners insurance, and $2,570/yr in energy utilities. That adds approximately $473 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.