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Learn about the people, housing, costs and businesses in Matlacha, Florida
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Matlacha.
True all-in cost — P&I, taxes, insurance & utilities for homes in Matlacha.
Find and compare lenders active near Matlacha.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Matlacha.
Seismic risk and earthquake insurance estimates for Matlacha.
Wildfire exposure and insurance estimates for Matlacha.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Matlacha is approximately 6.946% (6.984% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for MatlachaThe median home value in Matlacha is $407k. The median monthly rent is $1,287. Annual property taxes average $4k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Matlacha have decreased 7.7% over the past two years. Buyers may find more negotiating room in this market. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,272/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $55k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Matlacha is $83k/year.
Calculate your buying powerThe largest employment sectors in Matlacha are public administration (18%) and agriculture and mining (15%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.