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Matthews Mortgage Calculator

Estimate your true cost of homeownership in Matthews with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,296
P&I Payment$918
Taxes & Ins$186
Utilities$193
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Mortgage Details

$171,604
Local Median: $171,604
$34,321 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,296

Monthly Breakdown

Principal & Interest
$918
Property Taxes
$74
Homeowners Ins.
$113
Utilities
$193

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$193,051

Local Housing Facts for Matthews

  • ·Median home value: $171,604 (adjusted for current market conditions)
  • ·Est. property taxes: $884/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,350/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,312/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Matthews?

Based on the local median home value, estimated real estate property taxes in Matthews are around $884 per year.

What is the average home price in Matthews?

The median home value in Matthews is currently estimated at $171,604.

How much does homeowners insurance cost in Matthews?

For a median priced home, homeowners insurance in Matthews averages around $1,350 annually.

What is the true total cost of owning a home in Matthews?

True homeownership costs go beyond principal and interest. In Matthews, a typical homeowner with a median-priced home of $171,604 can expect to pay roughly $884/yr in property taxes, $1,350/yr for homeowners insurance, and $2,312/yr in energy utilities. That adds approximately $379 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.