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Learn about the people, housing, costs and businesses in Matthews, North Carolina
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Matthews.
True all-in cost — P&I, taxes, insurance & utilities for homes in Matthews.
Find and compare lenders active near Matthews.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Matthews.
Seismic risk and earthquake insurance estimates for Matthews.
Wildfire exposure and insurance estimates for Matthews.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Matthews is approximately 6.862% (6.897% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for MatthewsThe median home value in Matthews is $455k. The median monthly rent is $2,087. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Matthews have increased 17.4% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,697/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $73k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Matthews is $115k/year.
Calculate your buying powerThe largest employment sectors in Matthews are public administration (20%) and healthcare (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.