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Maui County Mortgage Calculator

Estimate your true cost of homeownership in Maui County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$6,367
P&I Payment$5,889
Taxes & Ins$225
Utilities$253
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Mortgage Details

$1,132,088
Local Median: $1,132,088
$226,418 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$6,367

Monthly Breakdown

Principal & Interest
$5,889
Property Taxes
$135
Homeowners Ins.
$90
Utilities
$253

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$1,214,232

Local Housing Facts for Maui County

  • ·Median home value: $1,132,088 (adjusted for current market conditions)
  • ·Est. property taxes: $1,620/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,084/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,035/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Maui County?

Based on the local median home value, estimated real estate property taxes in Maui County are around $1,620 per year.

What is the average home price in Maui County?

The median home value in Maui County is currently estimated at $1,132,088.

How much does homeowners insurance cost in Maui County?

For a median priced home, homeowners insurance in Maui County averages around $1,084 annually.

What is the true total cost of owning a home in Maui County?

True homeownership costs go beyond principal and interest. In Maui County, a typical homeowner with a median-priced home of $1,132,088 can expect to pay roughly $1,620/yr in property taxes, $1,084/yr for homeowners insurance, and $3,035/yr in energy utilities. That adds approximately $478 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.