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Learn about the people, housing, costs and businesses in Melba, Idaho
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Melba.
True all-in cost — P&I, taxes, insurance & utilities for homes in Melba.
Find and compare lenders active near Melba.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Melba.
Seismic risk and earthquake insurance estimates for Melba.
Wildfire exposure and insurance estimates for Melba.
As of today, the 30-year fixed mortgage rate for Melba is approximately 6.939% (6.977% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for MelbaThe median home value in Melba is $539k. The median monthly rent is $1,141. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Melba have increased 29.3% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,188/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $51k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Melba is $95k/year.
Calculate your buying powerThe largest employment sectors in Melba are public administration (22%) and healthcare (13%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.