Local
Learn about the people, housing, costs and businesses in Melcher-Dallas, Iowa
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Melcher-Dallas.
True all-in cost — P&I, taxes, insurance & utilities for homes in Melcher-Dallas.
Find and compare lenders active near Melcher-Dallas.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Melcher-Dallas.
Seismic risk and earthquake insurance estimates for Melcher-Dallas.
Wildfire exposure and insurance estimates for Melcher-Dallas.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Melcher-Dallas is approximately 7.037% (7.081% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Melcher-DallasThe median home value in Melcher-Dallas is $201k. The median monthly rent is $641. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Melcher-Dallas have decreased 6.8% over the past two years. Buyers may find more negotiating room in this market. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $686/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $29k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Melcher-Dallas is $77k/year.
Calculate your buying powerThe largest employment sectors in Melcher-Dallas are retail (26%) and public administration (21%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.