Local
Learn about the people, housing, costs and businesses in Melstone, Montana
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Melstone.
True all-in cost — P&I, taxes, insurance & utilities for homes in Melstone.
Find and compare lenders active near Melstone.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Melstone.
Seismic risk and earthquake insurance estimates for Melstone.
Wildfire exposure and insurance estimates for Melstone.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Melstone is approximately 6.971% (7.010% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for MelstoneThe median home value in Melstone is $296k. The median monthly rent is $1,554. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Melstone have increased 35.1% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $783/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $34k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Melstone is $60k/year.
Calculate your buying powerThe largest employment sectors in Melstone are public administration (23%) and retail (17%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.