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Learn about the people, housing, costs and businesses in Merced County County
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Merced County.
Estimate payments for homes in Merced County.
People, housing & businesses in Merced County.
Find and compare lenders active near Merced County.
Homeowners, flood & wildfire estimates for Merced County.
Income, rent and all-in ownership costs for Merced County.
FEMA flood zones and flood insurance estimates for Merced County.
Seismic risk and earthquake insurance estimates for Merced County.
Wildfire exposure and insurance estimates for Merced County.
As of today, the 30-year fixed mortgage rate for Merced County is approximately 6.966% (6.989% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Merced CountyThe median home value in Merced County is $401k. The median monthly rent is $1,429. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Merced County have increased 10.9% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,444/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $62k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Merced County is $70k/year.
Calculate your buying powerThe largest employment sectors in Merced County are public administration (23%) and agriculture and mining (11%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
Adjacent counties and areas