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Learn about the people, housing, costs and businesses in Merino, Colorado
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Merino.
True all-in cost — P&I, taxes, insurance & utilities for homes in Merino.
Find and compare lenders active near Merino.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Merino.
Seismic risk and earthquake insurance estimates for Merino.
Wildfire exposure and insurance estimates for Merino.
As of today, the 30-year fixed mortgage rate for Merino is approximately 7.019% (7.059% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for MerinoThe median home value in Merino is $256k. The median monthly rent is $1,175. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Merino have increased 8.5% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,098/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $47k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Merino is $76k/year.
Calculate your buying powerThe largest employment sectors in Merino are public administration (29%) and agriculture and mining (13%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.