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Learn about the people, housing, costs and businesses in Mertens, Texas
Real local data across mortgage, insurance, natural hazard, and place.
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Mertens.
True all-in cost — P&I, taxes, insurance & utilities for homes in Mertens.
Find and compare lenders active near Mertens.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Mertens.
Seismic risk and earthquake insurance estimates for Mertens.
Wildfire exposure and insurance estimates for Mertens.
As of today, the 30-year fixed mortgage rate for Mertens is approximately 6.990% (7.029% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for MertensThe median home value in Mertens is $240k. The median monthly rent is $566. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Mertens have increased 6.5% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $838/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $36k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Mertens is $72k/year.
Calculate your buying powerThe largest employment sectors in Mertens are public administration (31%) and retail (13%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.