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Learn about the people, housing, costs and businesses in Michigan, North Dakota
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Michigan.
True all-in cost — P&I, taxes, insurance & utilities for homes in Michigan.
Find and compare lenders active near Michigan.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Michigan.
Seismic risk and earthquake insurance estimates for Michigan.
Wildfire exposure and insurance estimates for Michigan.
As of today, the 30-year fixed mortgage rate for Michigan is approximately 7.270% (7.320% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for MichiganThe median home value in Michigan is $140k. The median monthly rent is $582. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Based on a typical all-in ownership cost of $640/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $27k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Michigan is $67k/year.
Calculate your buying powerThe largest employment sectors in Michigan are public administration (25%) and retail (21%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.