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Cost of Living in Middleton

Is it better to rent or buy in Middleton? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$114,653
$1,406/mo

Median in area: $1,406

$522,336

Median in area: $522,336

$104,467

If you Rent

$1,578 /mo
Base Rent$1,406
Est. Utilities$172
% of Income16.5%
Pre-tax Residual$7,976

If you Buy

$3,632 /mo
P&I (6.856%)$2,740
Taxes & Ins$720
Est. Utilities$172
% of Income38.0%
Pre-tax Residual$5,923

Cost of Living FAQs

Is it cheaper to rent or buy in Middleton?

Based on median housing data, renting is currently more affordable on a monthly basis in Middleton. The estimated all-in monthly cost for renting is $1,578, while owning a median-priced home with a 20% down payment is roughly $3,632 per month (a difference of $2,054).

How much do utilities cost in Middleton?

The average monthly utility cost (electricity and natural gas) for a typical home in Middleton is approximately $172. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Middleton?

To comfortably afford the median rent and utilities in Middleton without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $63,120 per year.