Local
Learn about the people, housing, costs and businesses in Mill Valley, California
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Mill Valley.
True all-in cost — P&I, taxes, insurance & utilities for homes in Mill Valley.
Find and compare lenders active near Mill Valley.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Mill Valley.
Seismic risk and earthquake insurance estimates for Mill Valley.
Wildfire exposure and insurance estimates for Mill Valley.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Mill Valley is approximately 6.778% (6.810% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Mill ValleyThe median home value in Mill Valley is $1.8M. The median monthly rent is $3,045. Annual property taxes average $10k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Mill Valley have decreased 11.4% over the past two years. Buyers may find more negotiating room in this market. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $3,749/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $161k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Mill Valley is $194k/year.
Calculate your buying powerThe largest employment sectors in Mill Valley are healthcare (25%) and arts, food, and hospitality (23%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.