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Learn about the people, housing, costs and businesses in Millstadt, Illinois
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Millstadt.
True all-in cost — P&I, taxes, insurance & utilities for homes in Millstadt.
Find and compare lenders active near Millstadt.
FEMA flood zones and flood insurance estimates for Millstadt.
Seismic risk and earthquake insurance estimates for Millstadt.
Wildfire exposure and insurance estimates for Millstadt.
As of today, the 30-year fixed mortgage rate for Millstadt is approximately 6.966% (6.974% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for MillstadtThe median home value in Millstadt is $252k. The median monthly rent is $1,041. Annual property taxes average $5k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Millstadt have increased 17.9% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,269/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $54k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Millstadt is $91k/year.
Calculate your buying powerThe largest employment sectors in Millstadt are public administration (26%) and wholesale trade (9%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.