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Minot Mortgage Calculator

Estimate your true cost of homeownership in Minot with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,922
P&I Payment$1,419
Taxes & Ins$300
Utilities$202
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Mortgage Details

$280,645
Local Median: $280,645
$56,129 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,922

Monthly Breakdown

Principal & Interest
$1,419
Property Taxes
$223
Homeowners Ins.
$77
Utilities
$202

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$286,358

Local Housing Facts for Minot

  • ·Median home value: $280,645 (adjusted for current market conditions)
  • ·Est. property taxes: $2,679/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $923/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,427/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Minot?

Based on the local median home value, estimated real estate property taxes in Minot are around $2,679 per year.

What is the average home price in Minot?

The median home value in Minot is currently estimated at $280,645.

How much does homeowners insurance cost in Minot?

For a median priced home, homeowners insurance in Minot averages around $923 annually.

What is the true total cost of owning a home in Minot?

True homeownership costs go beyond principal and interest. In Minot, a typical homeowner with a median-priced home of $280,645 can expect to pay roughly $2,679/yr in property taxes, $923/yr for homeowners insurance, and $2,427/yr in energy utilities. That adds approximately $502 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.