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Learn about the people, housing, costs and businesses in Modest, Virginia
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Modest.
True all-in cost — P&I, taxes, insurance & utilities for homes in Modest.
Find and compare lenders active near Modest.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Modest.
Seismic risk and earthquake insurance estimates for Modest.
Wildfire exposure and insurance estimates for Modest.
As of today, the 30-year fixed mortgage rate for Modest is approximately 6.900% (6.936% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for ModestThe median home value in Modest is $157k. The median monthly rent is $956. Annual property taxes average $716. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Modest have increased 26.8% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $780/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $33k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Modest is $72k/year.
Calculate your buying powerThe largest employment sectors in Modest are public administration (25%) and healthcare (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.