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Cost of Living in Montague County

Is it better to rent or buy in Montague County? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

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Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$65,724
$990/mo

Median in area: $990

$219,801

Median in area: $219,801

$43,960

If you Rent

🔑
$1,232 /mo
Base Rent$990
Est. Utilities$242
% of Income22.5%
Pre-tax Residual$4,245

If you Buy

🏠
$1,714 /mo
P&I (7.054%)$1,176
Taxes & Ins$296
Est. Utilities$242
% of Income31.3%
Pre-tax Residual$3,763

Compare Nearby Areas

See how Montague County stacks up against neighboring areas.

countyJack County, TX
$931/mo
countyWise County, TX
$1,309/mo
countyClay County, TX
$790/mo
countyCooke County, TX
$1,091/mo
countyJefferson County, OK
$607/mo

Cost of Living FAQs

Is it cheaper to rent or buy in Montague County?›

Based on median housing data, renting is currently more affordable on a monthly basis in Montague County. The estimated all-in monthly cost for renting is $1,232, while owning a median-priced home with a 20% down payment is roughly $1,714 per month (a difference of $482).

How much do utilities cost in Montague County?›

The average monthly utility cost (electricity and natural gas) for a typical home in Montague County is approximately $242. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Montague County?›

To comfortably afford the median rent and utilities in Montague County without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $49,280 per year.