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Learn about the people, housing, costs and businesses in Monte Rio Union, California
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Monte Rio Union.
True all-in cost — P&I, taxes, insurance & utilities for homes in Monte Rio Union.
Find and compare lenders active near Monte Rio Union.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Monte Rio Union.
Seismic risk and earthquake insurance estimates for Monte Rio Union.
Wildfire exposure and insurance estimates for Monte Rio Union.
As of today, the 30-year fixed mortgage rate for Monte Rio Union is approximately 6.842% (6.876% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Monte Rio UnionThe median home value in Monte Rio Union is $647k. The median monthly rent is $1,572. Annual property taxes average $4k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Monte Rio Union have decreased 4.0% over the past two years. Buyers may find more negotiating room in this market. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,732/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $74k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Monte Rio Union is $77k/year.
Calculate your buying powerThe largest employment sectors in Monte Rio Union are public administration (21%) and agriculture and mining (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.