Local
Learn about the people, housing, costs and businesses in Montezuma Creek, Utah
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Montezuma Creek.
True all-in cost — P&I, taxes, insurance & utilities for homes in Montezuma Creek.
Find and compare lenders active near Montezuma Creek.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Montezuma Creek.
Seismic risk and earthquake insurance estimates for Montezuma Creek.
Wildfire exposure and insurance estimates for Montezuma Creek.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Montezuma Creek is approximately 6.886% (6.922% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Montezuma CreekThe median home value in Montezuma Creek is $59k. The median monthly rent is $800. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Montezuma Creek have increased 4.3% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $395/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $17k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Montezuma Creek is $49k/year.
Calculate your buying powerThe largest employment sectors in Montezuma Creek are public administration (31%) and wholesale trade (9%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.