Local
Learn about the people, housing, costs and businesses in Montour Falls, New York
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Montour Falls.
True all-in cost — P&I, taxes, insurance & utilities for homes in Montour Falls.
Find and compare lenders active near Montour Falls.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Montour Falls.
Seismic risk and earthquake insurance estimates for Montour Falls.
Wildfire exposure and insurance estimates for Montour Falls.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Montour Falls is approximately 6.969% (7.011% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Montour FallsThe median home value in Montour Falls is $152k. The median monthly rent is $817. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Montour Falls have decreased 7.0% over the past two years. Buyers may find more negotiating room in this market. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $873/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $37k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Montour Falls is $64k/year.
Calculate your buying powerThe largest employment sectors in Montour Falls are public administration (33%) and retail (13%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.