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Montoursville Mortgage Calculator

Estimate your true cost of homeownership in Montoursville with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost

$1,743

P&I Payment$1,186

Taxes & Ins$302

Utilities$254

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Mortgage Details

Home Price$223,555

Local Median: $223,555

Down Payment$44,711 (20%)

Interest Rate

Loan Term

Credit Score

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Property Taxes / yr$2,808

Homeowners Ins. / yr$820

Include Flood InsuranceOptional

Estimated based on Montoursville FEMA risk profiles.

Include Est. Utilities$3,050/yr

Based on DOE LEAD data for Montoursville.

Monthly$1,743

Monthly Breakdown

Principal & Interest

$1,186

Property Taxes

$234

Homeowners Ins.

$68

Utilities

$254

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest

$248,207

Local Housing Facts for Montoursville

·Median home value: $223,555 (adjusted for current market conditions)
·Est. property taxes: $2,808/yr — pre-loaded from county assessment data
·Homeowners insurance (HO-3): $820/yr — based on local per-$1K premium rates
·Energy utilities: $3,050/yr — sourced from DOE LEAD survey data
·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Montoursville?

Based on the local median home value, estimated real estate property taxes in Montoursville are around $2,808 per year.

What is the average home price in Montoursville?

The median home value in Montoursville is currently estimated at $223,555.

How much does homeowners insurance cost in Montoursville?

For a median priced home, homeowners insurance in Montoursville averages around $820 annually.

What is the true total cost of owning a home in Montoursville?

True homeownership costs go beyond principal and interest. In Montoursville, a typical homeowner with a median-priced home of $223,555 can expect to pay roughly $2,808/yr in property taxes, $820/yr for homeowners insurance, and $3,050/yr in energy utilities. That adds approximately $557 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.