Local
Learn about the people, housing, costs and businesses in Montvale, New Jersey
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Montvale.
True all-in cost — P&I, taxes, insurance & utilities for homes in Montvale.
Find and compare lenders active near Montvale.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Montvale.
Seismic risk and earthquake insurance estimates for Montvale.
Wildfire exposure and insurance estimates for Montvale.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Montvale is approximately 6.790% (6.822% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for MontvaleThe median home value in Montvale is $710k. The median monthly rent is $2,053. Annual property taxes average $10k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Montvale have increased 20.7% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $2,932/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $126k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Montvale is $178k/year.
Calculate your buying powerThe largest employment sectors in Montvale are agriculture and mining (21%) and public administration (20%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.