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Learn about the people, housing, costs and businesses in Moody, Alabama
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Moody.
True all-in cost — P&I, taxes, insurance & utilities for homes in Moody.
Find and compare lenders active near Moody.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Moody.
Seismic risk and earthquake insurance estimates for Moody.
Wildfire exposure and insurance estimates for Moody.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Moody is approximately 7.011% (7.051% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for MoodyThe median home value in Moody is $240k. The median monthly rent is $1,433. Annual property taxes average $794. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Moody have increased 10.0% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,184/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $51k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Moody is $82k/year.
Calculate your buying powerThe largest employment sectors in Moody are public administration (21%) and healthcare (13%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.